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Welcome to your Path To Home Ownership ®

The Path To Home Ownership® (PTHO) offers many valuable benefits that can serve you very well in helping you advance yourself and your family towards the dream of home ownership.

Scroll down to see all that's included in your PTHO Membership!

1

Application

Your Path To Home Ownership® Membership application. Complete this and;

2

Personal Service

You’ll be assigned your own personal friendly trained local Certified Affordable Housing Provider® housing counselor that will analyze your information and place you into the PTHO program that is right for you, right now. Don’t worry – we have a program for everyone – even if you don’t have enough money to put down on a house now.

3

Guidance

Guidance: Right away we’ll send you a ‘Members only’ PTHO web class that explains more about the program and guides you on next steps. When the time is right we’ll place you with a licensed specialist that will work to get you the best mortgage.

4

Education

Members receive your own personal copy of the best selling book “Never Pay Rent Again™” - the Path To Home Ownership® to learn more about buying a home.

5

Training

You’ll receive access to ‘Members Only’ video trainings on how to get yourself in a position to qualify for a loan.

6

Save Money

We help you save money. Our experts will analyze your existing bills to help you get immediate savings on Cell Phone, Internet, Cable, DirecTV and Dish, and Utilities – Gas and Electric*!! This alone could pay for your membership in the first month. More money in your pocket means you can buy a nicer house faster.

7

Credit Restoration

As a member you’ll receive a review of your credit. This may show that you can improve your score and lower your out of pocket costs on Auto Insurance and interest on Credit Cards, Auto Loans, Student Loans and yes – getting a low interest home loan when the time is right. We refer you to a non-profit organization that are experts at improving credit scores.

8

First Look

Members get ‘First Look’ status on all properties being purchased by the company to choose the home that is just right for you.

9

Custom Buy

Members get our ‘Custom Buy’ service as the company will seek to buy a property that is right for you – the number of bedrooms, bathrooms and location you prefer. No obligation – you can chose it or let it pass on to another PTHO client.

10

Earn Credits

Members can earn credit towards their down payment / purchase price by agreeing to do some or all of the repairs on a property.

PTHO Sold

Bonus

Everyone who joins us now receives the Platinum Savings Card™ Membership that gives weekly discounts at over 131,000 grocery stores, 91,000 restaurants, discounts on gift cards, discounts on prescriptions and more! Over $100 Value!

Are you serious about having a better life for yourself and your family? Isn’t now the best time to right your ship, get expert support and have a plan? Join the PTHO Membership today! It’s only $50 per person and we’ll go right to work to serve your needs.

Get Started on Your Path To Home Ownership® Today

Click here to join

Get Started In Minutes!

As local Certified Affordable Housing Providers® Our Mission is to Transform Lives through Affordable Housing to Empower Families and Individuals to Enjoy the American Dream of Home Ownership™

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*Due to state laws the program may differ slightly in some states.

Ms Kirkland

I didn't think I'd ever get here . . .

At first I was scared because I didn’t know if I was even going to get a house. Even though I made the money, my credit isn’t good and I had some issues going on with helping my kids - so that kind of put me back. They helped me out, they talked with me, they gave me some confidence, and they told me what my process was as far as paying my down payment. I got that all together and I paid my down payment, paid my rent ahead of time and now I’m signing my lease to get in my home and I’m happy!  I’ve been going to the classes and I’m starting credit restoration so I’m on my way! I didn’t think I’d ever get here! Thank you!

Ms Kirkland Decatur, GA

T Hadgu

My whole mind and heart goes towards this house

My experience has been very nice so far. They are great. I whole-heartedly trusted them. If it were not for them, really, I wouldn’t even have got in this program. She is very encouraging, and that is my big dream as well. So, I think that’s a good team and good partnership. It is amazing, I got a good positive experience, and hopefully, at the end we are going to see full ownership. That’s what I’m trying to do now. My whole mind and heart goes towards this house. Every nickel every dime that I get I’m going to put into this house. I have to. It is mandatory. I don’t have any other choice, this is it, I’ve got to do it. I got to make it happen. I am doing it really for my family. I am always in the road. My kids deserve better, and with God’s help I’m going to do it.

T Hadgu Lilburn, GA

Mr and Mrs Miles

You are so generous. Thank you!

My husband and I never really thought about owning our own home before we answered your ad. We just had never given it that much thought, just seemed like something for the future. I knew that neither my husband nor myself had the kind of credit you need to apply for a loan. But when we answered your ad and you explained to us your Path To Home Ownership Program, we knew it was just perfect for us. We could keep renting and by doing so could save up on the down payment on the house and get a reduction on the purchase price. Not only that but your company would then help us apply for a loan! I couldn’t believe it. You are so generous. There are so many options and you are so flexible on terms that the idea of owning our very first home does not seem as such a far-fetched idea anymore. Thank you for your kindness and integrity.

Mr and Mrs Miles Buford, GA

Mr and Mrs McElreath

This has been a pretty easy process with great people!

This has been a pretty easy process with great people. We love the idea of getting to own a home one day. The program helps us to reset and make that possible.

Mr and Mrs McElreath Jasper, GA

The Hutchinson Family

It's been very reassuring through the whole process.

We are very excited about the Path to Home Ownership Program. It's a great opportunity! We've been looking forward to this. We found this program at a time when we thought there wasn't going to be an opportunity for this to be possible, for the beginning home ownership. We came into this year not really expecting to be in a house. Everyone has been great and very understanding and very on top of making us feel comfortable. It's been very reassuring through the whole process.

The Hutchinson Family Lithonia, GA

Jamelle Hassan and Tre

What a wonderful program to be in, you should try it!

This is wonderful! In just under six years we went from homeless to home owners. What a wonderful program to be in, you should try it!

Jamelle Hassan and Tre Stone Mountain, GA

Stacy Hansen

Platinum Home Owner!!!

My experience has been nothing but fabulous! I have a very patient group of people who worked with me, answering all my questions, and were nothing but helpful. I appreciate every ounce of it. Thank you!

Stacy Hansen Stone Mountain, GA

Shawn Rachael

...they've just been giving us results after results after results..."

...We told them our situation, we are under a serious time crunch, and they've just been giving us results after results after results..."

Shawn Rachael Crescent City, FL